There’s No Place Like Home, So Protect Yours Today

Even if you don’t live in a mansion on the Gold Coast, your home is still your own. At Equity Insurance Agency, we know a thing or two about protecting homeowners in the Midwest. Located in Chicago, we’ve protected homes, apartments and condos in Illinois, Indiana, Wisconsin and Michigan since 1988. The potential cost of not having the right insurance is too high not to work with a time-tested professional.

Every policy is different, but a standard home insurance policy usually includes coverage for things like:

  • Damage caused by perils, like fire or lightning (flood and earthquakes are usually excluded)
  • Theft or burglary
  • Liability costs in case of a lawsuit
  • Personal items that may be destroyed

We work with some of Illinois’ best insurance companies, so you can be sure you’re getting a policy from a quality source.

Homeowners are not the only ones who need to think about purchasing coverage; renters have more liability than you may think. When you live in an apartment or condo, your personal possessions aren’t covered by your landlord’s insurance policy. A renters insurance policy probably costs less than you think, and it can be a saving grace if you lose your possessions due to fire, theft or a host of other risks.

Rental Property Insurance

If you have homeowners insurance, you may be inclined to think your home is completely covered in the case of a fire. If you’re living in your own home – it will.

But, if you’re renting out a house, think again. If you own investment or rental properties that you don’t live in, a regular home insurance policy won’t work for you. Landlords need specific coverage options.

Dwelling fire insurance is specifically designed to protect landlords from losing rental income lost as a result of a fire. In most cases, this coverage will provide you with a year’s worth of rental income, allowing you the time and resources to rebuild and rent. Contact Equity Insurance Agency today to find out more about dwelling fire insurance.

If you’re in need of a home insurance provider that won’t let you down, partner with Equity Insurance Agency right away! To speak to us directly, give us a call at 877-672-7808, or stop by our agency in Lombard, Illinois. For quotes, fill out the form on this page. We’ll help you protect the home you’ve worked so hard for.