A home security system can help keep premiums down!
In tough economic times it makes considerable sense to save money where you can. A good place to start is your Illinois home insurance policy.
Increasing security in and outside your home may save you money by reducing the risk of your having to make a burglary-related claim. Often insurance companies may reward low risk policy holders by offering premium discounts.
- Alarm system. There are many different types of alarms on the market suitable for any budget.
- Fit deadbolts. Fit quality deadbolts to all entry and exit doors.
- Security lights. Exterior lights are a potential burglar’s enemy.
- Smoke alarms. Smoke detectors installed in the appropriate areas may help save lives and the early warning may help keep fire damage to a minimum.
Some insurance companies give discounts to members of local crime fighting groups such as neighborhood watch. Active participation may involve some volunteer work.
Check with your insurance agent to see if it’s possible to increase your home insurance deductible in exchange for decreased premiums. Many insurance companies offer a discount if all your insurance policies are purchased with them. Finally, double check your home insurance policy to ensure you’re not paying for coverage you don’t need.
By making a few straightforward adjustments it may be possible to help reduce the cost of your Illinois home insurance policy. Contact our insurance agent to obtain new quotes for your home insurance.
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